I had opened this credit card to help build my credit. Sad part is I opened it during the wrong time of my financial health. Those who don't know I have taken over my grandmothers bills while she is trying to get started with disability; So I've gotten myself a liiiiiiittle behind where I would like to be and cant seem to catch more than the minimum each month (which is $35.00). All Proceeds, even if we dont hit goal, will be paid to my balance when it comes due next month. Help me stay where I need to for my son :/