You've been investing into your retirement account for decades... slaving away.. faithfully depositing money into your account every pay check no matter if the market went up or down and now you've amassed a tidy little sum. Guess what? I'm going to take it all. Your cock is going to get so hard when you log into your online banking center... your mind will go blank when you designate me as your new beneficiary... just one click of a button is all it takes to make this change.